.terms-hero{position:relative;padding-top:calc(68px + clamp(var(--space-12),8vw,var(--space-24)));padding-bottom:clamp(var(--space-12),7vw,var(--space-20));overflow:clip}.terms-hero__bg,.terms-shell{position:relative}.terms-hero__bg{position:absolute;inset:0;pointer-events:none}.terms-hero__glow{position:absolute;width:42rem;height:42rem;border-radius:50%;background:radial-gradient(circle,rgba(196,149,58,.14) 0%,rgba(196,149,58,.05) 30%,transparent 72%);filter:blur(18px);opacity:.85}.terms-hero__glow--left{top:-10rem;left:-8rem}.terms-hero__glow--right{top:-4rem;right:-10rem}.terms-hero__grid{position:absolute;inset:0;background-image:linear-gradient(rgba(255,255,255,.022) 1px,transparent 1px),linear-gradient(90deg,rgba(255,255,255,.022) 1px,transparent 1px);background-size:56px 56px;mask-image:linear-gradient(to bottom,rgba(0,0,0,.9),transparent 86%);-webkit-mask-image:linear-gradient(to bottom,rgba(0,0,0,.9),transparent 86%)}.terms-hero__fade{position:absolute;inset:auto 0 0;height:180px;background:linear-gradient(to bottom,transparent,var(--bg-primary))}.terms-hero__inner{position:relative;max-width:980px;margin-inline:auto;text-align:center}.terms-hero__title{margin-top:var(--space-8);font-family:var(--font-heading);font-size:clamp(2.8rem,6vw,5.8rem);line-height:1.02;letter-spacing:-.04em;color:var(--text-primary);max-width:19ch;margin-inline:auto;text-wrap:balance}.terms-hero__intro{margin-top:var(--space-6);font-size:clamp(var(--text-base),1.7vw,var(--text-lg));color:#f0f0f0bd;line-height:var(--leading-loose);max-width:62ch;margin-inline:auto}.terms-hero__meta{margin-top:clamp(var(--space-8),4vw,var(--space-10));max-width:72ch;margin-inline:auto;color:#f0f0f09e;font-size:var(--text-sm);line-height:1.9}.terms-hero__meta-item strong{color:#f0f0f0d6;font-weight:600}.terms-hero__meta-separator{color:#c4953a99}.terms-panel__eyebrow,.terms-section__kicker,.terms-method__label{font-size:var(--text-xs);font-weight:600;letter-spacing:var(--tracking-widest);text-transform:uppercase}.terms-shell{padding-bottom:clamp(var(--space-20),8vw,var(--space-32))}.terms-layout{display:grid;grid-template-columns:minmax(250px,320px) minmax(0,1fr);gap:clamp(var(--space-8),4vw,var(--space-16));align-items:start}.terms-sidebar{position:sticky;top:var(--space-8);display:flex;flex-direction:column;gap:var(--space-3);padding-right:0}.terms-panel,.terms-contact{border-radius:var(--radius-2xl);border:1px solid rgba(255,255,255,.08);background:linear-gradient(180deg,#ffffff04,#fff0),var(--bg-surface);box-shadow:var(--shadow-md)}.terms-panel{padding:clamp(1.4rem,2vw,1.65rem) clamp(var(--space-5),2vw,var(--space-6))}.terms-panel--toc,.terms-panel--support{padding-inline:clamp(var(--space-5),2vw,var(--space-6))}.terms-rights{padding:0 0 var(--space-10);border-bottom:1px solid rgba(255,255,255,.08)}.terms-rights__title{font-family:var(--font-heading);font-size:clamp(1.65rem,2.4vw,2.25rem);line-height:1.12;letter-spacing:-.03em;color:var(--text-primary)}.terms-rights__body{margin-top:var(--space-4);font-size:clamp(var(--text-base),1.3vw,1.08rem);color:#f0f0f0d1;line-height:1.75;max-width:68ch}.terms-rights__list{margin-top:var(--space-6)}.terms-panel__eyebrow{color:#c4953ad1}.terms-panel__title{margin-top:0;font-family:var(--font-heading);font-size:clamp(1.35rem,2vw,1.8rem);line-height:1.18;letter-spacing:-.03em;color:var(--text-primary)}.terms-panel__body{margin-top:var(--space-2);font-size:var(--text-sm);line-height:1.65;color:#f0f0f0b8;max-width:30ch}.terms-panel__list{margin-top:var(--space-4);display:grid;gap:var(--space-2)}.terms-panel__list li,.terms-section__list li{position:relative;padding-left:1.15rem;color:#f0f0f0c2;font-size:var(--text-sm);line-height:var(--leading-loose)}.terms-panel__list li:before,.terms-section__list li:before{content:"";position:absolute;top:.82em;left:0;width:6px;height:6px;border-radius:50%;background:var(--accent);box-shadow:0 0 12px #c4953a52}.terms-toc{margin-top:var(--space-4);display:grid;gap:var(--space-1);padding-bottom:0}.terms-toc__link{display:grid;grid-template-columns:auto 1fr;gap:var(--space-3);align-items:center;padding:.38rem var(--space-3);margin-inline:var(--space-1);border-radius:var(--radius-lg);color:#f0f0f0bd;transition:color var(--transition-base),background-color var(--transition-base),border-color var(--transition-base);border:1px solid transparent}.terms-toc__link:hover{color:var(--text-primary);background:#ffffff08;border-color:#c4953a24}.terms-toc__index{color:#c4953ad1;font-size:var(--text-xs);font-weight:600;letter-spacing:.12em;text-transform:uppercase}.terms-toc__text{font-size:var(--text-sm);line-height:1.55}.terms-main{display:grid;gap:var(--space-10)}.terms-section{scroll-margin-top:96px;padding:0 0 var(--space-10);border-bottom:1px solid rgba(255,255,255,.08)}.terms-section__header{display:grid;grid-template-columns:auto 1fr;gap:var(--space-5);align-items:start;padding-bottom:var(--space-5);margin-bottom:var(--space-6);border-bottom:1px solid rgba(255,255,255,.06)}.terms-section__kicker{width:44px;height:44px;display:inline-flex;align-items:center;justify-content:center;padding-left:.08em;padding-bottom:.02em;border-radius:var(--radius-full);background:#c4953a17;border:1px solid rgba(196,149,58,.18);color:#c4953aeb}.terms-section__title,.terms-card__title{font-family:var(--font-heading);letter-spacing:-.03em;color:var(--text-primary)}.terms-section__title{font-size:clamp(1.65rem,2.4vw,2.25rem);line-height:1.12}.terms-section__lead{margin-top:var(--space-4);font-size:clamp(var(--text-base),1.3vw,1.08rem);color:#f0f0f0d1;line-height:1.75;max-width:68ch}.terms-section__paragraph{max-width:72ch;color:#f0f0f0b3;font-size:var(--text-base);line-height:1.9}.terms-section__paragraph+.terms-section__paragraph,.terms-section__paragraph+.terms-section__list,.terms-cards+.terms-section__paragraph,.terms-cards+.terms-section__list{margin-top:var(--space-5)}.terms-section__list{display:grid;gap:var(--space-3)}.terms-cards{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:var(--space-5)}.terms-card{padding:0;border:0;border-radius:0;background:transparent;border-top:1px solid rgba(196,149,58,.18);padding-top:var(--space-4)}.terms-card__title{font-size:var(--text-lg);line-height:1.2;margin-bottom:var(--space-3)}.terms-card__body{color:#f0f0f0b3;font-size:var(--text-sm);line-height:var(--leading-loose)}.terms-contact{padding:clamp(var(--space-6),3vw,var(--space-8));display:grid;grid-template-columns:1.3fr minmax(280px,.9fr);gap:var(--space-8);align-items:center;background:linear-gradient(135deg,rgba(196,149,58,.08),rgba(196,149,58,.01) 42%,transparent 70%),var(--bg-surface)}.terms-contact__methods{display:grid;gap:var(--space-4)}.terms-method{display:flex;align-items:center;gap:var(--space-4);padding:var(--space-5);border-radius:var(--radius-xl);border:1px solid rgba(255,255,255,.08);background:#ffffff06;transition:border-color var(--transition-base),background-color var(--transition-base),color var(--transition-base)}.terms-method:hover{border-color:#c4953a47;background:#c4953a0d}.terms-method__icon{width:44px;height:44px;display:inline-flex;align-items:center;justify-content:center;border-radius:var(--radius-lg);background:#ffffff08;color:var(--accent);flex:0 0 auto}.terms-method__label{display:block;color:#f0f0f07a;margin-bottom:var(--space-2)}.terms-method__value{display:block;color:var(--text-primary);font-size:var(--text-sm);line-height:1.55;word-break:break-word}@media(max-width:1180px){.terms-cards{grid-template-columns:repeat(2,minmax(0,1fr))}.terms-layout,.terms-contact{grid-template-columns:1fr}.terms-sidebar{position:static;padding-right:0}}@media(max-width:900px){.terms-hero{padding-top:calc(68px + clamp(var(--space-10),6vw,var(--space-16)));padding-bottom:clamp(var(--space-10),5vw,var(--space-16))}.terms-shell{padding-bottom:clamp(var(--space-16),6vw,var(--space-24))}.terms-main{gap:var(--space-8)}}@media(max-width:720px){.terms-hero__title{max-width:19ch}.terms-cards,.terms-section__header{grid-template-columns:1fr}.terms-section__kicker{margin-bottom:var(--space-2)}.terms-hero__meta-separator{display:none}.terms-hero__meta-item{display:block}.terms-toc__link{margin-inline:0}}@media(max-width:600px){.terms-hero__title{font-size:clamp(2rem,9vw,2.8rem);margin-top:var(--space-6)}.terms-hero__intro{font-size:var(--text-base);margin-top:var(--space-5)}.terms-hero__meta{margin-top:var(--space-6);font-size:var(--text-xs)}.terms-main{gap:var(--space-6)}.terms-section{padding-bottom:var(--space-8)}.terms-section__header{padding-bottom:var(--space-4);margin-bottom:var(--space-5)}.terms-section__title{font-size:clamp(1.4rem,5vw,1.65rem)}.terms-method{padding:var(--space-4)}}@media(max-width:400px){.terms-hero__title{font-size:clamp(1.8rem,9vw,2.2rem)}.terms-main{gap:var(--space-5)}.terms-section{padding-bottom:var(--space-6)}.terms-section__title{font-size:1.35rem}}